Every savings plan eventually collapses to one number: how much do I need to move into that account each month? Our new savings goal calculator answers exactly that, and nothing else gets in the way.
Enter the target, what you’ve already saved, your deadline, and the rate your account pays. The tool grows your existing balance forward, figures out what’s left to cover, and solves for the fixed monthly deposit that lands on the goal — recalculating live as you type.
For example: reaching $20,000 in 3 years from a $2,000 start at 4% takes $464.77 a month. Stretch the same goal to 5 years and it drops to $264.83 — seeing that trade-off instantly is the whole point. And if your current savings will grow past the goal on their own, it says so instead of demanding deposits you don’t need.
Your inputs live in the link, so you can send a pre-filled plan to a partner. If you write about money, the tool is embeddable on your own site with one iframe.