Most retirement calculators hand you a single, unexplained number. Ours breaks the retirement savings calculator result into the three things that actually built it:
- What you put in — your own monthly contributions, added up.
- What your employer added — modeled with a real-world match cap, not an unlimited match nobody actually gets.
- What growth added — usually the single biggest number on the page, and the part a plain contribution total hides completely.
Enter your age, current savings, monthly contribution, employer match percentage and cap, and an expected return, and the projection updates instantly — no signup, no email gate. Your inputs live in the link, so you can share an exact scenario with a partner or a friend, and if you write about personal finance, the calculator is embeddable on your own site with one iframe.
One honest caveat: this is a nominal projection, not adjusted for inflation. Pair it with our inflation calculator to see what a future balance is worth in today’s dollars.